Jayabharath



Loan Detail










What must be designation to obtain the bank loan?

You must be working is software, Hardware and information technology area
Must work in Government office
Or else you must in private Ltd co. where PF & Salary slip facilities are there
The business people can apply for loan with the last 3 years IT papers

What must be my minimum amount of salary?

Your minimum amount of salary must be Rs.8500/- and above it.



What will be my loan amount for my salary?

    Salary Amount           Loan Amount

  • Rs. 8,000/-                    3.3 lakh
  • Rs.10,000/-                   5.0 lakh
  • Rs.15,000/-                   7.5 lakh
  • Rs.20,000/-                  10.0 lakh
  • Rs.30,000/-                  15.0 lakh

    Salary Amount           Loan Amount

  • Rs.40,000/-                  20.0 lakh
  • Rs.50,000/-                  25.0 lakh
  • Rs.75,000/-                  37.5 lakh
  • Rs.1,00,000/-                50.0 lakh

How many days will loan processing will go on?

The papers needed for the loan from your side, must be properly provided and after it within 5-7 days it will be completed.    



What are the papers needed for the loan from our side?

  • Photo
  • Payslip with Attest By Employee for 3 months
  • Employer Letter
  • Form-16 / Appointment Letter
  • BankStatement for last 6 months
  • A Cheque Leaf for Proceesing Fee
  • Resume (Previous Employment details)
  • Identity Proof
  • Age Proof
  • Address Proof


Non-Resident Indian / PIO ?

  • Photo
  • Employment Contract / Appointment Letter
  • Overseas Bank statement for 6 Months
  • NRE / NRO Bank Statement for 6 Months
  • Resume
  • Visa Stamped on Passport
  • Latest Credit Burezu report
  • Continuous Discharge Certificate (CDC) for Applicants employed in the Merchant navy
  • Power Of Attorney
  • A Cheque Leaf for Processing Fees


How much will be the EMI for my loan amount of Rs.1,00,000/-?

If the loan is for 15 years. The EMI will be Rs.999/- of your amount of Rs.1,00,000/-. (Approximately).



What will be the interest for the loan now days?

Rate of interest will be 8.75% for the loan amount.



If part of the loan amount is paid in between whether interest amount will be reduced or not?

Yes, the interest amount will be reduced. According you pay the loan amount.



Whether the loan can be processed in the another Name than the property person name?

Yes, it can be done but the person must be working one.



If, I am in abroad and unable to come whether I can get loan amount?

Yes, this process can be done by the details about you through e-mail and get papers signed thoroughly carries.



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